Shop Our 2023 Plans

Bronze, Silver or Gold? How do you decide?

Once you understand the differences, it鈥檚 easier to find the best plan that fits you and your family. We want you to get all the coverage you need without paying for benefits you don鈥檛.

Community offers On-Exchange & Off-Exchange plans:

On-Exchange plans are offered through the Marketplace and are eligible for government subsidies and cost-sharing reductions.
Off-Exchange plans are offered privately by the insurance company and are not eligible for government subsidies.

CHOOSING THE PLAN THAT鈥橲 RIGHT FOR YOU

PREMIER PLANS 鈥� BROADEST NETWORK
Our Premier plans have the broadest network of high-quality Providers across Southeast Texas. A robust network of physicians and hospitals are commited to providing you a high standard of care.

SELECT PLANS 鈥� LIMITED NETWORK
Community offers Select Plans that have a smaller network of high-quality providers that allows us to pass the cost savings to the consumer in the form of lower premiums and out-of-pocket costs. These Select Plans provide a way to contain costs without sacrificing the quality of care our participating Providers give. The Select Plans are only available to Harris County residents.

View our Plan Brochure

Debating which plan is right for you?

Click the below video to learn more.

Educational Presentation

Learn more about our Premier vs. Select plans.

聽鈥� In this presentation, you鈥檒l learn about the differences between Community鈥檚 Select Plans and Premier Plans.

聽鈥� Once you understand the differences, it will be easier to find the best plan that fits you and your family.聽

Once you understand the differences, it鈥檚 easier to find the best plan that fits you and your family. We want you to get all the coverage you need without paying for benefits you don鈥檛.

Community offers On-Exchange & Off-Exchange plans:

On-Exchange plans are offered through the Marketplace and are eligible for government subsidies and cost-sharing reductions.
Off-Exchange plans are offered privately by the insurance company and are not eligible for government subsidies.

All Community plans come with:

Questions?

Our hours of operation
are 8 a.m. 鈥� 5 p.m.

Call Us:
Local聽 713.295.6704
Toll-Free聽 1.855.315.5386

Preventive Services

One of the largest Provider
and facilities network in
Southeast Texas

Low copay on many
generic drugs

Most primary care visits,
specialist visits, urgent care,
and generic drugs are not
subject to deductible

Free 24/7 telehealth

No referrals needed
for specialists

Which On-Exchange plan do you relate to?

Bronze Plans
Silver Plans
Gold Plans

Community Bronze Plans

Healthy

Jesus doesn鈥檛 have any chronic conditions and doesn鈥檛 expect to need a lot of care. Free preventive care like annual physicals and telehealth visits for the occasional cough or sneeze cover most of Jesus鈥檚 needs. He only wants basic coverage and protection if he experiences a serious illnesses or injury.
One of our Bronze plans might be the perfect choice for Jesus. We have five to choose from, including a virtual primary care plan. Jesus鈥檚 premiums will be low, but he will pay for most routine care himself. With most Bronze plans, Jesus can visit his primary care doctor or urgent care clinics for a low copay because those benefits are exempt from the deductible.

For the Busy,
Always on the Go

As a busy working mom with kids in school, sports, and other activities, convenience is important to Molly. Being able to see a doctor and primary care and mental health providers online at any time, with zero co-pay, is exactly what Molly and her family need.
Our Premier Virtual Now Bronze 11 plan sounds like a great fit for Molly. It offers unlimited online visits for $0 co-pay via phone, computer, or mobile app. Molly can speak with a pediatrician, quickly renew prescriptions, and even see a specialist any time of day or night, either at home or on the go.

Healthy & Active

AJ is very active, which helps her stay on top of things as a freelancer juggling multiple gigs and remote meetings throughout the day. Being able to see a doctor online, day or night, would be a good fit for her lifestyle.
With access to 24/7 telehealth appointments and free preventive care, the Select Bronze Plan 016 provides cost savings while giving AJ the peace of mind of having health coverage in case of an emergency. Select Plan Members receive care from a smaller network of high-quality Providers, which allows us to pass along the savings in the form of low premiums. Select Plans are only available to Harris County residents. Participating Providers include the Memorial Hermann, Harris Health, and St. Joseph hospital systems, as well as their affiliated physicians鈥� groups.

Healthy

Jesus doesn鈥檛 have any chronic conditions and doesn鈥檛 expect to need a lot of care. Free preventive care like annual physicals and telehealth visits for the occasional cough or sneeze cover most of Jesus鈥檚 needs. He only wants basic coverage and protection if he experiences a serious illnesses or injury.
One of our Bronze plans might be the perfect choice for Jesus. We have five to choose from, including a virtual primary care plan. Jesus鈥檚 premiums will be low, but he will pay for most routine care himself. With most Bronze plans, Jesus can visit his primary care doctor or urgent care clinics for a low copay because those benefits are exempt from the deductible.

For the Busy,
Always on the Go

As a busy working mom with kids in school, sports, and other activities, convenience is important to Tamara. Being able to see a doctor and primary care and mental health providers online at any time, with zero co-pay*, is exactly what Molly and her family need.
Our Premier Virtual Now Bronze 11 plan sounds like a great fit for Molly. It offers unlimited online visits for $0 co-pay via phone, computer, or mobile app. Molly can speak with a pediatrician, quickly renew prescriptions, and even see a specialist any time of day or night, either at home or on the go.

Healthy & Active

AJ is very active, which helps her stay on top of things as a freelancer juggling multiple gigs and remote meetings throughout the day. Being able to see a doctor online, day or night, would be a good fit for her lifestyle.
With access to 24/7 telehealth appointments and free preventive care, the Select Bronze Plan 016 provides cost savings while giving AJ the peace of mind of having health coverage in case of an emergency. Select Plan Members receive care from a smaller network of high-quality Providers, which allows us to pass along the savings in the form of low premiums. Select Plans are only available to Harris County residents. Participating Providers include the Memorial Hermann, Harris Health, and St. Joseph hospital systems, as well as their affiliated physicians鈥� groups.

Community Silver Plans

Chronic Health Condition

Tamara has diabetes. It is currently under control, but she needs to see doctors and specialists several times a year to keep it that way. Tamara is willing to pay a little more in premiums for lower deductible.
Our Premier Silver 13 plan looks like a good option. As with most of our Silver plans, there鈥檚 no deductible for primary care, specialists, urgent care, and generic drugs.

Smith Family of Four

The Smith family has active kids and an adventurous spouse. They can probably expect to see the doctor several times a year. They are willing to pay a little more in premiums for lower out of pocket costs.
Our new Premier Silver 12 plan might fit the bill if the Smith鈥檚 don鈥檛 expect to have major medical expenses and only expects to see his PCP and specialists a few times this year. Plus, there is no deductible for services such as primary care, urgent care, and generic drugs.

Extra Savings

Bruce has Crohn鈥檚 Disease, which he manages with a generic drug prescription and a few visits to a specialist each year. He鈥檚 looking to cut back on expenses so he can start saving for a down payment on a house in Harris County, but he isn鈥檛 willing to cut back on the coverage he needs to keep his condition under control.
Bruce may want to take advantage of the Community Select Silver Plan 019, which makes specialist visits and generic drugs available before deductible. Select Plans feature a smaller network of high-quality Providers that can meet all the Member鈥檚 needs. A smaller Provider network means we can pass those savings to Bruce in the form of lower premiums. Select Plans are only available to Harris County residents. Participating Providers include the Memorial Hermann, Harris Health, and St. Joseph hospital systems, as well as their affiliated physicians groups.

Chronic Health Condition

Tamara has diabetes. It is currently under control, but she needs to see doctors and specialists several times a year to keep it that way. Tamara is willing to pay a little more in premiums for lower deductible.
Our Premier Silver 13 plan looks like a good option. As with most of our Silver plans, there鈥檚 no deductible for primary care, specialists, urgent care, and generic drugs.

Jones Family of Four

The Jones family has active kids and an adventurous spouse. They can probably expect to see the doctor several times a year. They are willing to pay a little more in premiums for lower out of pocket costs.
Our new Premier Silver 12 plan might fit the bill if the Jones鈥檚 don鈥檛 expect to have major medical expenses and only expects to see his PCP and specialists a few times this year. Plus, there is no deductible for services such as primary care, urgent care, and generic drugs.

Extra Savings

Bruce has Crohn鈥檚 Disease, which he manages with a generic drug prescription and a few visits to a specialist each year. He鈥檚 looking to cut back on expenses so he can start saving for a down payment on a house in Harris County, but he isn鈥檛 willing to cut back on the coverage he needs to keep his condition under control.
Bruce may want to take advantage of the Community Select Silver Plan 019, which makes specialist visits and generic drugs available before deductible. Select Plans feature a smaller network of high-quality Providers that can meet all the Member鈥檚 needs. A smaller Provider network means we can pass those savings to Bruce in the form of lower premiums. Select Plans are only available to Harris County residents. Participating Providers include the Memorial Hermann, Harris Health, and St. Joseph hospital systems, as well as their affiliated physicians groups.

Community Gold Plans

Multiple Health Issues

Maria鈥檚 COPD and Roberto鈥檚 heart disease require a lot of care and prescriptions each year. For them, it鈥檚 well worth paying higher premiums to keep their out-of-pocket costs down.
With our Premier Gold 05 plan, one our most comprehensive option, they would pay a modest co-pay for office visits to primary care, specialists, urgent care, and for generic drugs.

Consistent Care

Debra has always been cost conscious, but especially now, as multiple chronic conditions have made her healthcare needs more complex. Debra鈥檚 been seeing her doctor at Harris Health for years and wants to stay within their network of hospitals, clinics, and specialists as her needs continue to evolve. An affordable plan that allows her to keep the consistent, quality care she鈥檚 used to would be ideal.
The Select Gold Plan 022 sounds like the perfect fit. Select Plans have a smaller network of high-quality Providers, including Harris Health, which would administer all of Debra鈥檚 care at an affordable cost. With this plan, PCP, specialist, and urgent care visits, as well as generic drugs, are not subject to deductible, and all preventive care is free. A smaller network means we can pass the cost savings to Debra. Select Plan providers include the Memorial Hermann, Harris Health, and St. Joseph hospital systems, as well as their affiliated physicians鈥� groups.

Multiple Health Issues

Maria鈥檚 COPD and Roberto鈥檚 heart disease require a lot of care and prescriptions each year. For them, it鈥檚 well worth paying higher premiums to keep their out-of-pocket costs down.
With our Premier Gold 05 plan, one our most comprehensive option, they would pay a modest co-pay for office visits to primary care, specialists, urgent care, and for generic drugs.

Consistent Care
for Chronic Conditions

Debra has always been cost conscious, but especially now, as multiple chronic conditions have made her healthcare needs more complex. Debra鈥檚 been seeing her doctor at Harris Health for years and wants to stay within their network of hospitals, clinics, and specialists as her needs continue to evolve. An affordable plan that allows her to keep the consistent, quality care she鈥檚 used to would be ideal.
The Select Gold Plan 022 sounds like the perfect fit. Select Plans have a smaller network of high-quality Providers, including Harris Health, which would administer all of Debra鈥檚 care at an affordable cost. With this plan, PCP, specialist, and urgent care visits, as well as generic drugs, are not subject to deductible, and all preventive care is free. A smaller network means we can pass the cost savings to Debra. Select Plan providers include the Memorial Hermann, Harris Health, and St. Joseph hospital systems, as well as their affiliated physicians鈥� groups.

Plan Off-Exchange

Gold Premier 001

This plan is best suited for individuals, families, and business owners who want a comprehensive plan with no annual deductible.

Local and Neighborly鈥�

What does it mean when we say we are local? It means that our service area is 20 counties in the Greater Houston and Beaumont areas. It means that our Providers and facilities are near to you. That鈥檚 why we partner with about 20,065 Providers across 20 counties in Southeast Texas, including doctors and clinics at integrated-care organizations. The doctors and facilities and specialists that you see in your times of need are nearby and neighborly.

Why Choose Community?

As a local nonprofit health plan, 小优传媒 gives you plenty of reasons to join our Community. From the benefits and special programs we offer to the way our Member Services team helps you make the most of them, Community is always working life forward for you and your family.

鈥溞∮糯� is always there to answer my questions and help me and my family with our medical needs. I truly appreciate and value their customer support and service.鈥�
鈥� Cecily
Member of 小优传媒

小优传媒